How to Write an Insurance Underwriting Resume (With Example)

By Indeed Editorial Team

Updated 22 November 2022 | Published 29 November 2021

Updated 22 November 2022

Published 29 November 2021

The Indeed Editorial Team comprises a diverse and talented team of writers, researchers and subject matter experts equipped with Indeed's data and insights to deliver useful tips to help guide your career journey.

Insurance underwriters review insurance applications and determine whether to accept them. If you're applying for a job with this role, employers often require application documents to show you're an ideal candidate. Learning to craft a compelling resume for insurance underwriter jobs can improve your chances of advancing to the next hiring stage. In this article, we explain what an insurance underwriting resume is, discuss what to include in one, describe how to create a resume for an underwriter and show a template and example.

Related: How to Become an Underwriter and What Underwriters Do

What is an insurance underwriting resume?

An insurance underwriting resume is a document describing your skills, education and experience as an insurance underwriter. It's typically the first document you send to potential employers when applying for a job. Along with your cover letter, an insurance underwriter resume can leave a lasting impression on hiring managers. Aim to make yours informative to improve your chances of getting the job you want.

What to include on an insurance underwriter resume

Here are the important components to include on a resume for insurance underwriters:

Contact information

Create a header for your contact information to help hiring managers understand how to contact you for the next hiring stage. Details to write include your full name, location, phone number and email address. You can also include links to professional networking websites for hiring managers to gain more insight into your insurance underwriting career.

Professional summary or objective

While a professional summary describes your career and professional achievements, a professional objective outlines what you plan to achieve in your career. If you have years of experience in insurance underwriting, you can create a professional summary. Otherwise, consider using a professional objective. Writing a compelling professional summary or objective can encourage hiring managers to continue reading your resume. Aim to mention desirable professional qualities and make them engaging.

Educational background

Many insurance underwriters have a bachelor's degree in business, finance, actuarial science or economics. To present yourself as a qualified candidate, create a separate section for your educational qualifications. You can describe the school you attended, its location, your final GPA and any awards you earned. Start with your most recent qualifications to help hiring managers to assess your application easily.

Work experience

Work experience is typically a requirement for insurance underwriting jobs because the financial decisions you make can have significant effects throughout an organisation. In the work history section of your resume, discuss at least one insurance writing role you held and explain your previous duties. Doing this can help hiring managers understand your value to the insurer or financial institution. Consider quantifying your work experience. For example, you can use numbers and statistics to explain your impact in previous roles. This can help the hiring manager gain more insights into your qualifications as an insurance underwriter.

Insurance underwriter skills

As an insurance underwriter, various soft and hard skills can help you succeed in your role. While soft skills define how you interact with others, hard skills are abilities learned through practice, training or education. Here are common skills for insurance underwriters:

  • Attention to detail: Being detail-oriented is an essential skill for managing an insurer's risks and identifying patterns in a client's financial information.

  • Analytical: Because many factors can influence an insurance candidate's risk, it's important to develop analytical skills. These qualities help in examining financial information objectively.

  • Communication: Much of an insurance underwriter's work involves communicating with clients and stakeholders. They use communication skills to explain insurance rules, interpret body language and adapt to different communication styles.

  • Math: Confirming the accuracy of insurance calculations is an important aspect of insurance underwriting. Math skills are also useful for creating charts and graphs.

  • Computer literacy: Insurance underwriters use computers to analyse financial data from candidates and make informed decisions or recommendations. They typically use computer programming and cybersecurity techniques to determine which insurance applications to accept.

Related: Everything You Need to Know About Hard Skills

How to write a resume for an insurance underwriter

Follow these steps to create a compelling resume for insurance underwriting job applications:

1. Review the job description

Read the job description to identify an ideal candidate's qualities. You can also discover keywords and action verbs in your job description review. Including these words can get a hiring manager's attention and help your resume pass through resume parsing software that the company may use.

Related: 212 Resume Action Verbs (With Tips and Examples)

2. Choose a resume format

A resume format or template refers to its structure and aesthetics. Using one to create your resume can help you save time and effort. When choosing a format, ensure it has a professional design and relevant sections.

3. Write all resume sections

Include resume details in separate sections to improve your resume's readability. You can use bold text to emphasise section headers and bullet lists to highlight important points. For example, you can outline your previous duties as bullet points or present your insurance underwriter skills in lists.

4. Proofread for errors and edit

Check your resume for spelling and grammar errors before submitting it. You can use online spelling checkers and read your resume to ensure your sentences flow smoothly. If possible, have a friend, mentor, colleague or family member edit your resume and provide recommendations on aspects to clarify.

Tips for writing an insurance underwriter resume

Here are the best practices for writing a resume for an insurance underwriting role:

Be honest and direct

Ensure your resume accurately describes your skills, education and experience in insurance underwriting. Be direct by including only relevant information that can help your application. Limit your resume to one or two pages, at the most.

Prioritise the hiring organisation's needs

While showing why you're a promising candidate is important, it's essential you focus on how you can contribute to the company's goals. Research the hiring organisation's mission and align your resume to meet their needs. For example, suppose you have experience collecting application information, but your expected role primarily involves analysing it. You can focus on this duty by describing your experience evaluating financial records, and detailing risk assessments in a report.

Use a professional format

Choose a readable font, such as Times New Roman, Arial or Calibri. You can use a 10- to 12-point font size to make your resume appear more readable. It's also important to use a formal tone by writing words in full and avoiding slang terms.

Resume template for insurance underwriters

Here's a template you can use to create your insurance underwriter resume:

[Full name]
[Email address]
[Phone number]
[Professional website or profile on networking platforms]

Professional summary
[Describe your insurance underwriter career.]

Work experience
[Job title]
[Company name]
[Company location]
[Employment duration]

  • [Duty or responsibility]

  • [Duty or responsibility]

  • [Duty or responsibility]

  • [Duty or responsibility]

  • [Duty or responsibility]

[Job title]
[Company name]
[Company location]
[Employment duration]

  • [Duty or responsibility]

  • [Duty or responsibility]

  • [Duty or responsibility]

  • [Duty or responsibility]

  • [Duty or responsibility]

[Academic institution name]

  • [GPA or awards optional]


  • [Skill 1]

  • [Skill 2]

  • [Skill 3]

Sample resume for an insurance underwriter

This example shows a resume for a recent graduate applying for an insurance underwriter job:

Tim Chan
Kowloon, Hong Kong
6543 6543

Professional objective
Dedicated insurance underwriter and recent finance graduate. Certified insurance counsellor with excellent computer skills looking to apply excellent risk management and math skills to help financial institutions make informed insurance decisions.

Work experience
Insurance underwriter
Kong Bank
Kowloon, Hong Kong
June 2018-July2019

  • Examined insurance applications, including credit ratings, medical reports and policy qualifications

  • Created final risk assessment reports for stakeholder review and recommended insurance decisions

  • Collaborated with finance and accounting professionals to determine insurance coverage and premiums

  • Performed calculations of minimum share prices for the bank's initial planning offering (IPO)

  • Developed insurance underwriting programmes to perform statistical analyses, reducing annual costs by 11%

Insurance underwriter
Phillips Tech Inc.
Kowloon, Hong Kong
June 2017-June 2018

  • Conducted independent investigations on the insurer's clients, including background checks

  • Collaborated with professional appraisers to evaluate the worth of vehicles

  • Developed collateral protection insurance policies for the company

  • Established pricing for acceptable insurance risks and created risk assessment reports every quarter

  • Trained new hires on insurance policies and working styles

  • Determined coverage amounts and premiums for insurance applications


Master of Actuarial Science and Insurance
Swift University
Kowloon, Hong Kong
September 2016-June 2017

Bachelor of Actuarial Science and Insurance
Swift University
Kowloon, Hong Kong
September 2012-June 2016

  • First-class honours (3.8/4.0)


  • Risk management skills

  • Computer literacy

  • Financial literacy

  • Technology skills

  • Attention to detail

  • Critical and analytical thinking skills

  • Effective communication

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